How Much Does It Cost?

An informed consumer is an empowered consumer. 

There are always two essential parties to a mortgage transaction, the borrower and the lender. Only when the requirements of both are satisfied can a mortgage transaction be successfully completed. It is the function of the mortgage broker to ensure both parties to the transaction are satisfied. Mortgage brokers work for both the borrower and the lender.

Where a mortgage broker is involved, there should always be three satisfied parties to a mortgage transaction; the borrower because he or she has received a loan that suits his or her requirements, the lender because he or she has given a loan that enhances his or her portfolio, and the broker who has satisfied both parties and earned his or her commission. An analysis of the function of a mortgage broker in any normal leading transaction should clarify the positions of both lenders and borrowers, and, at the same time, illustrate the range of services that a mortgage broker performs.

Mortgage brokering consists of obtaining, assisting in obtaining or attempting to obtain a mortgage loan for a borrower from a mortgage lender, in return for consideration or in anticipation of consideration.

From the Canadian Association of Accredited Mortgage Professionals website… http://www.mortgageconsumer.ca/

A fee is charged only for the most challenging mortgage solutions, and it's especially under those circumstances that a mortgage professional can do for you what your bank cannot.  Residential mortgages obtained from traditional lenders for well qualified borrowers are generally provided to the borrower at no, or little, out of pocket cost.

No matter whether the lender pays our fee, or you do directly, our responsibility to BOTH lender and borrower is to ensure the highest quality of service to both.  DLC Trillium-Accessible Mortgage associates and agent will provide you with complete confidence in a positive outcome.